WiCoin is a stablecoin launched by WiPay, a financial technology company with offices in Africa, the Caribbean, Columbia, and the US. It was launched to address the challenges of cross-border remittance and financial exclusion in its operational regions. It was built on the Hedera network utilizing the Hedera Token Service (HTS) and Hedera Smart Contract Service (HSCS) and is pegged to the US dollar. 

It forms the backbone of the WiCoin Settlement Network, designed to create a unified system for transactions across numerous Caribbean islands, each with its own currency. It also extends into African markets and currencies.

The primary goal of WiCoin is to "bank the bankless" by providing an accessible and efficient means for cross-border payments and settlements by leveraging Hedera's fast transaction speeds, low and predictable fees, and robust security through its asynchronous byzantine fault tolerance (ABFT).

WiPay is supported by the Hedera HBAR foundation and seeks to enhance financial inclusion and streamline economic activity in underserved regions by providing a locally-accessible bridge between traditional banking services and low-cost, speedy digital transactions.

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SKUx uses the Hedera Consensus Service (HCS) to create an immutable and auditable record of all offer-related transactions, from issuance to redemption. This provides a "single source of truth" for all parties in the ecosystem. 

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The exchange offers a robust suite of products and services for both beginner and experienced traders. Users have access to a selection of over 160 cryptocurrencies, which can be traded with low fees. The platform includes advanced trading features like real-time order books, charting tools, and various order types. In addition to spot trading, Binance.US also offers cryptocurrency staking for a range of proof-of-stake (PoS) assets, allowing users to earn rewards on their holdings. The service is accessible through its website and mobile apps, which are designed to provide a secure and user-friendly experience.

Binance.US is directly connected to the Hedera ecosystem as it lists Hedera's native cryptocurrency, HBAR, for trading. This allows U.S. customers to buy, sell, and hold HBAR, providing essential liquidity and accessibility for the token within the American market.

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